If you are a new driver then you will probably not have as much money to spend on car insurance. You probably want to get the cheapest quote so that you can drive legally but are not too bothered about your level of cover because your car may not be worth much.
Finding cheap car insurance for new drivers can depend on a number of factors. Ideally you should plan ahead and choose a car that traditionally is cheaper to insure. These are usually popular cars with small engine sizes, not particularly popular with young lads but getting an economical car to start with will save you money on running costs.
There are several factors that will affect the cost of any quotes you get for insuring your car. If you are young unfortunately this will go against you as will not having any driving experience. Young and inexperienced drivers are statistically more likely to be involved in a road traffic accident. This means your premiums will automatically be much higher.
So to minimise the cost of your car insurance policy there are a number of things you can do. First off if you have not already gone and brought a car research for cars in low insurance groups. Traditionally these are the smaller cars with a small engine capacity.
Whilst this may not be what you were initially looking to drive, starting off in a cheap small car will allow you to build up your no claims. It will also be a lot less traumatic if you prang a cheap car than if you do your dream car.
Resist the urge to customise the car in any way, modifying the car will certainly increase the cost of any policy. You can however increase the security of your car by getting insurance recommended security devices for your car. Also keeping you car in a garage over night will reduce your premiums.
If you are starting with a cheap car then there is no point getting comprehensive cover. Third party, fire and theft cover can often be much cheaper as the cost of a comprehensive policy can often be as expensive as the car itself.
Get as many quotes as you can, use several car insurance comparison sites as they will each have different insurers on their list. You can also try the specialist new driver or young driver insurers as they may be able to get you a cheaper quote.